Real estate appraisal services for homeowners in the city of Grand Rapids and Kent County
Here are the top seven reasons why MI homeowners need AAA-Appraisal Co.:
Own a home in or near Grand Rapids, MI and need help determining the value of it?
We at AAA-Appraisal Co. understand the particular needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a regular person not in the real estate business that most likely doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at AAA-Appraisal Co., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping clients just like you abolish unneeded and unwanted PMI insurance.
Challenge Kent county's assessment of your property
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from AAA-Appraisal Co. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from AAA-Appraisal Co. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from AAA-Appraisal Co. can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.